Nissan Car Lounge - Almera, Juke, Latio, Qashqai, Sylphy, Teana Owners > Latio

Which car insurance you guys are holding?

<< < (3/9) > >>

mindman:

--- Quote from: josho on February 19, 2009, 03:42:39 PM ---Usually after a year of driving on my current car, how many % of NCD will I get?

--- End quote ---

shd be 10%. up to max of 50% for 5 yrs
if u have 30% , additional 5% given for the COM. 
need to go ecitizen and print out the driver record and submit together with the proposal
cheers

Jazz:

--- Quote from: josho on February 19, 2009, 03:42:39 PM ---Usually after a year of driving on my current car, how many % of NCD will I get?

--- End quote ---

If nothing happen, 10% every year.

HumbleCar:

--- Quote from: mindman on February 19, 2009, 04:58:38 PM ---shd be 10%. up to max of 50% for 5 yrs
if u have 30% , additional 5% given for the COM. 
need to go ecitizen and print out the driver record and submit together with the proposal
cheers

--- End quote ---

some company don't give discount for COM.

HumbleCar:

--- Quote from: mindman on February 16, 2009, 08:40:39 PM ---Why not put your dad name to enjoy lower prem ? 1.9K is too exp.
AIG can also cover unnamed drivers under all age conditions

--- End quote ---
Put his dad's name may enjoy lower premium. But, touch wood, if kena, the excess is much more due to the high risk group.

Somehow, people must start somewhere to start accumulating his/her own NCB.  Otherwise, can never own a car under own name.  If dad is not that young, will reach a stage where still have to pay high excess for high risk group.

topodium:

--- Quote from: HumbleCar on February 19, 2009, 08:39:44 PM ---Put his dad's name may enjoy lower premium. But, touch wood, if kena, the excess is much more due to the high risk group.

Somehow, people must start somewhere to start accumulating his/her own NCB.  Otherwise, can never own a car under own name.  If dad is not that young, will reach a stage where still have to pay high excess for high risk group.

--- End quote ---

Yup I need to start somewhere and I like to be independent.

Just to add regarding the quotations, need your DOB, driving licence issue date and occupation to quote. Sorry to bros who pm earlier I had to make you write extra.

I heard insurance premiums are gg up again this yr. :(

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