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any good insurance lobang ??

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Ying:
I am on MSIG drive sheild with $500 excess for any  driver. Last time NTUC no excess but now come with at least $500 excess for second driver.  NTUC's premium is $300+ more than MSIG, I also got $80 petrol voucher from MSIG. You have to know how risky you are on the road? Then you can decide lowest premium or lowest excess. 

limck007:
so far i got 2 quotes

for me >> 10%ncd on renewal, 5 years driving, comprehensive coverage

TCM quote me $2500 with 500 excess
AXA quote me $2700 with certain excess (not too sure)...

tmr hope got better quotes... and will update everyone here Who might be in the same shoes/status as me

limck007:

--- Quote from: turret on April 11, 2009, 07:20:21 AM ---How about insuring the named insured as the sole driver of the car? I heard that it does hels to lower the premium abit ...

This will be useful if you are the only one who can and will drive the car within the family U also do not intend to let anyone else drive it.


--- End quote ---

eh .. if i opt for comprehensive coverage but i never insured 2nd driver...>> does it means that under comprehensive coverage, ANY driver is also included liao??

turret:

--- Quote from: limck007 on April 12, 2009, 11:23:55 PM ---eh .. if i opt for comprehensive coverage but i never insured 2nd driver...>> does it means that under comprehensive coverage, ANY driver is also included liao??

--- End quote ---

Hi limck007,

I do not think so, comprehensive coverage and unnamed driver insured are 2 different things, I believe you have to inform ur insurer that you intend your insurance coverage to cover only yourself and no one else.

http://www.financialhub-sg.com/gen_motor2.html

how come so expensive? did u claim b4? I  start to worry for my coming renewal later this year as well.....

twelfth:

--- Quote from: limck007 on April 12, 2009, 11:22:07 PM ---so far i got 2 quotes

for me >> 10%ncd on renewal, 5 years driving, comprehensive coverage

TCM quote me $2500 with 500 excess
AXA quote me $2700 with certain excess (not too sure)...

tmr hope got better quotes... and will update everyone here Who might be in the same shoes/status as me

--- End quote ---


for me 10%ncd on renewal, 9 years driving
AXA quote me $15xx comprehensive coverage + 2nd driver with excess 250

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