Singapore Nissan Owners Group
Nissan Car Lounge - Almera, Juke, Latio, Qashqai, Sylphy, Teana Owners => Latio => Topic started by: just on April 16, 2008, 10:21:12 PM
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my insurance due early May, premium all going up..Aig quote me $1405 with 10% NCB. NTUC $1322 can go TC for repair. Any good and cheaper recommendation?
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Hi Bro, my current insurance is under AIG, also due early May, they quote me $1748 (after 10% NCD), how come so much difference :confused1:? I'm also looking for cheap recommendation.
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I signed up with Tenet Insurance after my AIG expire(was quoted about $1500++ from AIG) in March, was quoted $1096 w/o adding my wife name. After adding comes up to about $1200.
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There are some bros at NEC forum who are in the insurance industry. No harm checking with them for comparison. Think some of them offers further discount (-- not sure is it from their own commission).
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my insurance due early May, premium all going up..Aig quote me $1405 with 10% NCB. NTUC $1322 can go TC for repair. Any good and cheaper recommendation?
AIG also quoted me $1405. NTUC quoted me $1138 can go back to Tan Cheong for repair. $900 plus cannot go back Tan Cheong for repair
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There are some bros at NEC forum who are in the insurance industry. No harm checking with them for comparison. Think some of them offers further discount (-- not sure is it from their own commission).
It depends on your insurance agent also, try to use a regular 1 (where u bot ur PA, Life insurance, etc), then u can get better deals. I normally have further discount (eg. NTUC Vouchers or cash rebate) fr my agent "own commision", after deducting all the discounts given fr the insurance co. Of cos ur agent got to giv willingly, cant force them oso as they need to earn oso..
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AIG also quoted me $1405. NTUC quoted me $1138 can go back to Tan Cheong for repair. $900 plus cannot go back Tan Cheong for repair
AIG the same price but how come your NTUC quote is cheaper than mine. My NTUC quote is given by Automega.. Will check out others insurance for quote....
thanks
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How come you guys can get so low quotation? :confused1:
Same coverage, AIG quoted me $1576, NTUC Drivo Premium $1507, 10% NCD,
Does number of years of driving experience play a part?
For my case, I just became non P-plater two months back. P-plate still on my windscreen. ;)
Any bro here can give comment?
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I bought the car using my mum's name although she don't have any license. Tat's why cheaper and more than 10 yrs of driving experience.
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my insurance due early May, premium all going up..Aig quote me $1405 with 10% NCB. NTUC $1322 can go TC for repair. Any good and cheaper recommendation?
for my case, AXA quote me for renewal with NCD 20% and using thier premium workshop and excess damage of $250, the premium is $1148. I am still asking my colleague to source me a better ones. Every year renewal always higher than what i pay for previous yr.... the more you drive, the more expensive is the premium....
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I bought the car using my mum's name although she don't have any license. Tat's why cheaper and more than 10 yrs of driving experience.
Hi Bro, don't understand your post. Your mum has no license yet you mentioned more than 10 years of driving experience. Thought one of the deciding factors of the premium is based on the number of years of driving experience of the owner?
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I bought the car using my mum's name although she don't have any license. Tat's why cheaper and more than 10 yrs of driving experience.
No license able to purchase car ? :blink:
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No license able to purchase car ? :blink:
Possible. Employ ahmah can already. But in that case, don't know how they compute premium.
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Possible. Employ ahmah can already. But in that case, don't know how they compute premium.
Oh, did not cross my mind. :D
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Premium based on age loh. No license can buy cars. Got money can already.. haha.
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I just switched from AIG (quote me $1600++ with 10% NCD, $500 excess, any workshop) to DriveShield ($1260+ with 10% NCD, $500 excess, any workshop) + free $150 petrol voucher, so actual cost only around $1110+. DriveShield is from DBS but it actually ties up with MSIG.
Also engaged someone that helped me source for multiple insurances to find the 'best' deal, but didn't find any that can beat DriveShield which I found on my own.
Get an instant online quote here if you are interested.
http://www.dbs.com.sg/sg/personal/insurance/driveshield/
:thumbsup:
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Hi all,
Can try India Insurance. Quite cheap quotation.
Need to ask them details of the coverage for the insurance.
I got my insurance from them, about $300(after 50% NCD) cheaper as compare to NTUC and AIG
http://iii.com.sg/
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Hi guys
What about EQ insurance? reliable? I m using AIG now. Renewal at $1405 with 10% NCD.
Or any other Insurance company to recommend?
Jimmy
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Besides premium, also need to consider other factors. For instance, NTUC still need Idac check, can be more troublesome. This is unlike the recent announcement in the papers where some insurance companies will do away with Idac starting from May and will do all the necessary paper work. (Touch wood), if kenna, just need to call the insurance company and it will do all the necessary paper work, including maybe give you a replacement car for use in the meantime. Some of the companies mentioned by some bro/sis are not so well known. Not sure any problem when need to make claims.
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my insurance is due this coming may too... anyone heard of vitesse solutions? just got a quite from them 900+ and the cheapest among all others...
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I've just renewed my motor insurance @ AA under the insurance company called Liberty with free AA membership for 1 year!
I saved a good $250 by switching from AIG to Liberty,which offers the same if not better coverage than AIG at a much lower cost. The way I see AIG is that they are too complacent, all they do is just to send renewal letters and expect customers to automaticly renew their insurance with them.
Time to wake up AIG, customers have choices.
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mine also almost due. AIG is really slow. Last August I had an minor accident in the carpark. Filed 3rd party claim till now not settled....
Haiz.... have to call them tomorrow and see how. If not i'll call NTUC to ask.
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btw, anyone knows if i need to send my car for inspection if its 1 yr? remember my SA told me is 3 yrs then need inspection?
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btw, anyone knows if i need to send my car for inspection if its 1 yr? remember my SA told me is 3 yrs then need inspection?
It is 3rd, 6th and 9th year. Anyway, LTA will inform you when you need to renew road tax time. (If you ever drive a > 10 year old car, inspection will be more regular.)
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my insurance due early May, premium all going up..Aig quote me $1405 with 10% NCB. NTUC $1322 can go TC for repair. Any good and cheaper recommendation?
My AIG due in July... but quoted $1891 instead of $1425 last July.. Probably due to the minor accident in Apr this year..
Should I continue with AIG? But the claim from the other insurance company not settled yet.. If I switch insurance now, will I be at a disadvantage?? :confused1:
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Hi lations,
Currently on my 2nd year with AIG, which will be due in Oct. When I received my ride I was lucky to take over my dad's NCD of 50%, and was charged abt $1050 after discount. On my second year I was charged $1150 after 50% NCD + 5% loyalty plan.
My fren whom used to be SC at TCM Auto (Tamp) mentioned that motor insurance premiums most expensive for 1st time drivers & drivers below age of 29. After hitting the big 30, premiums will start to go down. But nowadays, motor ins premiums increasing due to losses from over-claiming. :nonod:
Best advice is to do homework earlier & get the best deal before due date ;)
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need new insurance to renew road tax. Which plan is better for those who drive up north frequently? Not looking for cheapest but lots of retriction and have to tow back to Singapore appointed workshop type.
NTUC is bad, I am still waiting for my original front screen :nonod:
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It is 3rd, 6th and 9th year. Anyway, LTA will inform you when you need to renew road tax time. (If you ever drive a > 10 year old car, inspection will be more regular.)
Compulsary inspection is required from the 3rd year omwards and once every 2 yrs up to 10 yrs (ie. 3rd, 5th, 7th, 9th year).
After 10 yrs, annual inspection is required.
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mine is Mar 2005 but the letter did not ask me to go for inspection leh, did I miss anything?
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The LTA system probably screwed up. :bleh:
By right, you have to send your car for inspection by Mar 2008 (3rd yr) and you can renew road tax and insurance only upon getting a pass.
Better for you. Save $60+ in inspection fees.
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how did u managed to renew the road tax without the inspection certificate?
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Hi guys, hope all the lao jiao can help newbie.... Last yr kana hit n run....Claim AIG 3k with myself 500 cash :crycry: . Heard from a friend if this yr switch insurance company sure will be cheaper then AIG. But me got some doubts.... :confused1:
1. If I had claim such a big amt before, can I juz "jump ship" to other insurance company without paying anything? Is this allow?
2. Let's say if I stick with AIG, me sure no NCD.... So my last yr preimum 2.3k then this yr confirm will go rise rite?
Extra info....I'm 27yrs pass license 3 yrs ago..... Hope for advise..... Tanks a million in advance...... :thumbsup:
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Your premiums will be equally high.
You are in the high risk age group which motor insurers shun.
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Your premiums will be equally high.
You are in the high risk age group which motor insurers shun.
Haiz...Like that how? Any good advise? Going to change job n still got a 5mts baby to feed (Bad reason :bleh: hehe)....
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Hi Bro,
Even if you change insurer, you also wont have your NCD. But AIG is one of the highest insurer, so maybe you can find a cheaper one, maybe the premium can still be the same.
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Hi Bro,
Even if you change insurer, you also wont have your NCD. But AIG is one of the highest insurer, so maybe you can find a cheaper one, maybe the premium can still be the same.
Ok...But I still dun get it....If I change insurer yet my premium still the same, why change? Another thing is that AIG highest insurer so isn't it better for mi to continue? Tanks again.....