Singapore Nissan Owners Group

Nissan Car Lounge - Almera, Juke, Latio, Qashqai, Sylphy, Teana Owners => Latio => Topic started by: iewoug on November 25, 2008, 11:37:49 PM

Title: Is in-house insurance compulsory?
Post by: iewoug on November 25, 2008, 11:37:49 PM: hi everyone,

would like some advice from more experienced people here since it's the first time i'm getting a car..

as per subject, would like to know if using the in-house insurance by the deaer (in this case AIG) compulsory?

am asking cos have been told by some friends that it is compulsory..

but i think it is counter-intuitive as TCM is currently offering a $500 rebate off the car price if i get the insurance..so if it is compulsory, what for give rebate right?

i realised AIG is really expensive as i was quoted insurance of S$3.9K++ with excess of S$1K for suzuki swift sport (i'm 27 yrs old and has 6 months driving experience)..so am quite sure for latio sport will not be that much diff...so if the difference between other insurance companies vs AIG is more than S$500, then it makes sense for me to switch..
Title: Re: Is in-house insurance compulsory?
Post by: limck007 on November 26, 2008, 11:18:00 AM: i think AIG is compulsory ... i vaguely remember that by taking the inhouse insurance i tot there is more rebate or the price is lower.. i think is more than $500...
Title: Re: Is in-house insurance compulsory?
Post by: iewoug on November 26, 2008, 12:04:36 PM: yes there is a price rebate of $500 off the car price if we take AIG thru tan chong..

but if an alternative insurance company can provide me a quote with a difference of >$500, why not?

only thing i'm wondering is if i'm allowed to do so by TCM...
Title: Re: Is in-house insurance compulsory?
Post by: Jazz on November 26, 2008, 10:50:46 PM: Can, after 1 year lor.
Title: Re: Is in-house insurance compulsory?
Post by: Ender on November 27, 2008, 09:10:43 AM: I wonder how about buying from authorised seller, such as ORIX? They get their car from tan chong too.
Title: Re: Is in-house insurance compulsory?
Post by: iwilly on November 27, 2008, 05:45:09 PM: authorised dealer also having the same promo as tcm
Title: Re: Is in-house insurance compulsory?
Post by: Ender on November 27, 2008, 10:39:39 PM: Quote from: iwilly on November 27, 2008, 05:45:09 PM
authorised dealer also having the same promo as tcm
Same promo, are they tied to AIG? i heard maybe not. I may be wrong.
Title: Re: Is in-house insurance compulsory?
Post by: bryocketh on November 28, 2008, 12:14:07 AM: heyhey i also got letter to renew my car insurance for the first time and it's like 3k!!! gdness! so ex! is it coz its inhouse (AIG)or what? please do shed light coz im new at this!
Title: Re: Is in-house insurance compulsory?
Post by: clarence on November 28, 2008, 12:15:54 AM: Tan Chong's in-house insurance costs at least 20% more than the cheapest quote you can get from an insurance agency.
Title: Re: Is in-house insurance compulsory?
Post by: bryocketh on November 28, 2008, 12:21:16 AM: sorry im very very blur abt all these things. this is the first time i have to renew my insurance, meaning i can switch to a cheaper company now? if yes, any recommendation?
Title: Re: Is in-house insurance compulsory?
Post by: iwilly on November 28, 2008, 12:24:56 AM: karen-98199729 nice insur agent she will help u find the lowest 1. wif her 4 yrs liao
Title: Re: Is in-house insurance compulsory?
Post by: bryocketh on November 28, 2008, 01:04:29 AM: thx bro, which company she is with?