Singapore Nissan Owners Group

Nissan Car Lounge - Almera, Juke, Latio, Qashqai, Sylphy, Teana Owners => Latio => Topic started by: chiari07 on May 08, 2009, 04:37:09 PM

Title: CAR Insurance
Post by: chiari07 on May 08, 2009, 04:37:09 PM: Hi, my current AIG car insurance will be due soon and i am looking into alternative provider. AIG premium is way too high.. After 3 yrs drive without any damaged claim, i am still paying over 1.2K!!!

Any suggestion ? I try MSIG and they quote me at abt 900 plus...I was like ah!!
Title: Re: CAR Insurance
Post by: jliow on May 08, 2009, 05:01:01 PM: Quote from: chiari07 on May 08, 2009, 04:37:09 PM
Hi, my current AIG car insurance will be due soon and i am looking into alternative provider. AIG premium is way too high.. After 3 yrs drive without any damaged claim, i am still paying over 1.2K!!!

Any suggestion ? I try MSIG and they quote me at abt 900 plus...I was like ah!!

I heard AXA lower

then again look at the workshops offered. If kena then repair by non TCM may kena warranty void
Title: Re: CAR Insurance
Post by: zorloh on May 09, 2009, 12:52:18 PM: Hi, beside getting your car insurance quotations by yourself, if you have a preferred workshop in mind, ask the car workshop to recommend you for the lowest quote that allows you to send for car there.

I did that last month and saved $150.
Title: Re: CAR Insurance
Post by: limck007 on May 10, 2009, 07:22:25 PM: try >> Jenny Ng 90608649

She got a good quote for my latio @ 10% NCD >>any workshop, unlimited windscreen , $500 excess
premium @ $1550.58

tell her, u are recommended by me (james lim , nissan latio)
Title: Re: CAR Insurance
Post by: fickle on May 11, 2009, 10:13:09 AM: i've gotten quotes from most insurerers... turns out msig is the cheapest, especially after the 80 dollar cashcard. :) for my case, around 750-80 = 670 (for 50 % ncd + 5 % com)
Title: Re: CAR Insurance
Post by: Ying on May 11, 2009, 02:20:14 PM: wah, now got cash card, better than my Esso voucher. What is the 5%com ?
Title: Re: CAR Insurance
Post by: chiari07 on May 12, 2009, 02:10:09 PM: Quote from: fickle on May 11, 2009, 10:13:09 AM
i've gotten quotes from most insurerers... turns out msig is the cheapest, especially after the 80 dollar cashcard. :) for my case, around 750-80 = 670 (for 50 % ncd + 5 % com)

yes... so far MSIG turn out to be cheapest.... for my case around 950 ( for 30% ncd).. exclude minus the 80 carecard...

Comparing to AIG which is 1200plus and somemore this is after (30% ncd plus 5% discount )..Somemore no freebie and only promotion is to include additional $$ to buy home protection insurance!!! Give up on AIG liao
Title: Re: CAR Insurance
Post by: fickle on May 13, 2009, 09:25:44 AM: Quote from: Ying on May 11, 2009, 02:20:14 PM
wah, now got cash card, better than my Esso voucher. What is the 5%com ?

COM = Certificate of Merit... reward for no demerit points
Title: Re: CAR Insurance
Post by: Ying on May 13, 2009, 11:50:07 AM: Quote from: fickle on May 13, 2009, 09:25:44 AM
COM = Certificate of Merit... reward for no demerit points

the company check for us or we have to get a copy from tp to show them? I dont have demerit points but no cert leh.
Title: Re: CAR Insurance
Post by: fickle on May 13, 2009, 10:37:38 PM: Quote from: Ying on May 13, 2009, 11:50:07 AM
the company check for us or we have to get a copy from tp to show them? I dont have demerit points but no cert leh.

http://www.spf.gov.sg/faqs/traffic_eddies.htm#certificateofmerit

you can check it here to see whether u are eligible.. then let the company check and verify for you..