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Author Topic: AIG assess $$$  (Read 16736 times)

Offline arias48

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AIG assess $$$
« on: October 13, 2008, 05:18:43 PM »
Anyone registered ur car after 20th Sep 08 and take up TCM's AIG insurance, what is ur AIG insurance assess? Mine is $600, thought is $500?
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Offline carolyn

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Re: AIG assess $$$
« Reply #1 on: October 13, 2008, 05:45:24 PM »
Quote from: arias48 on October 13, 2008, 05:18:43 PM
Anyone registered ur car after 20th Sep 08 and take up TCM's AIG insurance, what is ur AIG insurance assess? Mine is $600, thought is $500?

Think the amt varies for diff people... depends on your drive exp, age, occupation, etc.... mine was $3k....
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Offline arias48

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Re: AIG assess $$$
« Reply #2 on: October 13, 2008, 06:46:28 PM »
Quote from: carolyn on October 13, 2008, 05:45:24 PM
Think the amt varies for diff people... depends on your drive exp, age, occupation, etc.... mine was $3k....

SERIOUS? 3K assess is alot leh......
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Offline duxton88

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Re: AIG assess $$$
« Reply #3 on: October 13, 2008, 08:48:48 PM »
Wah $3k excess? Very high leh.

Mine is also $600.  Worse than the NTUC plan I used previously.  I was with AIG for 2 years for my previous ride, on the 3rd year it quoted me almost the same as my 2nd year quote even after all the discounts, citing cost increase as the reason.  Fed up with AIG, I checked around and found NTUC quoting $300 cheaper.  Think I will go back to NTUC after my 1st year insurance is up.
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Offline Garf83

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Re: AIG assess $$$
« Reply #4 on: October 13, 2008, 09:26:58 PM »
there's new rules being implemented.

New/Young/Inexperienced drivers will have to pay higher excess, amount and actual age will depends on which insurance company u r with.
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Offline arias48

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Re: AIG excess $$$
« Reply #5 on: October 13, 2008, 09:53:02 PM »
Quote from: Garf83 on October 13, 2008, 09:26:58 PM
there's new rules being implemented.

New/Young/Inexperienced drivers will have to pay higher excess, amount and actual age will depends on which insurance company u r with.

How do u consider as new/young/inexperienced driver? I got my license in year 2000, but this is my first time owning a car, no NCD, consider new/young/inexperienced driver?

So meaning difference drivers may have different excess based on age? (If is AIG)
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Offline Jazz

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Re: AIG assess $$$
« Reply #6 on: October 13, 2008, 10:29:05 PM »
Quote from: carolyn on October 13, 2008, 05:45:24 PM
Think the amt varies for diff people... depends on your drive exp, age, occupation, etc.... mine was $3k....

You referring to your insurance premium $3000 right ? It already very high. Don't think you are referring to excess value.  :smile:
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Offline carolyn

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Re: AIG assess $$$
« Reply #7 on: October 13, 2008, 11:23:59 PM »
Quote from: Jazz on October 13, 2008, 10:29:05 PM
You referring to your insurance premium $3000 right ? It already very high. Don't think you are referring to excess value.  :smile:

u also find it unbelivable rite! my premium as well as excess was 3k... thtz y the last accident.. i must vomit out 2.5k myself..  :crycry:

They told me itz cuz i was p plate.. and was 22 when i bought the car... so premium and excess very high...
« Last Edit: October 13, 2008, 11:31:37 PM by carolyn »
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Offline lonhong

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Re: AIG assess $$$
« Reply #8 on: October 13, 2008, 11:45:47 PM »
Quote from: carolyn on October 13, 2008, 11:23:59 PM
u also find it unbelivable rite! my premium as well as excess was 3k... thtz y the last accident.. i must vomit out 2.5k myself..  :crycry:

They told me itz cuz i was p plate.. and was 22 when i bought the car... so premium and excess very high...


u should have tried to purchase the car and insurance under ur parents' name instead.
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Offline carolyn

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Re: AIG assess $$$
« Reply #9 on: October 13, 2008, 11:53:08 PM »
Quote from: lonhong on October 13, 2008, 11:45:47 PM

u should have tried to purchase the car and insurance under ur parents' name instead.

Thought of it b4.. but they kind of disapproved me in getting a car... and were not confident that I can manage financing it cuz they think i am still a little girl.. so i bought w/o them knowing initially...  :D
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We can never judge the lives of others, because only each person knows their own pain and renunciation. It's one thing to feel that you are on the right path, but it's another to think that yours is the only path.

Offline lonhong

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Re: AIG assess $$$
« Reply #10 on: October 13, 2008, 11:57:50 PM »
Quote from: carolyn on October 13, 2008, 11:53:08 PM
Thought of it b4.. but they kind of disapproved me in getting a car... and were not confident that I can manage financing it cuz they think i am still a little girl.. so i bought w/o them knowing initially...  :D

u win!
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Offline DarthRevan

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Re: AIG assess $$$
« Reply #11 on: October 14, 2008, 07:40:52 AM »
mine is $600 excess under AIG also. increase of $100  :out: old car only $500 excess :weep:
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Offline Jazz

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Re: AIG assess $$$
« Reply #12 on: October 14, 2008, 08:44:25 AM »
Quote from: carolyn on October 13, 2008, 11:23:59 PM
u also find it unbelivable rite! my premium as well as excess was 3k... thtz y the last accident.. i must vomit out 2.5k myself..  :crycry:

They told me itz cuz i was p plate.. and was 22 when i bought the car... so premium and excess very high...

Imagine you buy a TC car and not a Latio in the first place.  :scared:
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Offline arias48

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Re: AIG assess $$$
« Reply #13 on: October 14, 2008, 09:33:48 AM »
Quote from: DarthRevan on October 14, 2008, 07:40:52 AM
mine is $600 excess under AIG also. increase of $100  :out: old car only $500 excess :weep:

Did u asked ur SE why they increased? My SE said they just increased loh......   :out:
So no more $500 excess....  :blink:
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law

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Re: AIG assess $$$
« Reply #14 on: October 14, 2008, 01:17:22 PM »
Quote from: lonhong on October 13, 2008, 11:45:47 PM

u should have tried to purchase the car and insurance under ur parents' name instead.

no point putting under parents' name coz if there is any accident(touch wood) by drivers other than the insured(in this case the parents), the insurance company would not pay out a single cent. and if u put parents as insured and u as named driver, the premium and excess level will be based on the youngest and most inexperienced driver  ::)
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law

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Re: AIG assess $$$
« Reply #15 on: October 14, 2008, 01:25:10 PM »
Quote from: arias48 on October 14, 2008, 09:33:48 AM
Did u asked ur SE why they increased? My SE said they just increased loh......   :out:
So no more $500 excess....  :blink:

it is insurance companies' "privilege" to increase premium/excess. They had claimed that last year was a bad year for them as they sufferred losses due to high claims amount. Thus we see an increase in premium and excess for all motorists across all companies.

there are always cheaper quotes around. juz need to spend some time to source for them. 4get abt AIG except for the 1st year as TCM tied up with them for all their new cars.  :nonod:
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Offline Garf83

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Re: AIG assess $$$
« Reply #16 on: October 14, 2008, 02:43:06 PM »
货比三家。
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Offline iagree

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Re: AIG assess $$$
« Reply #17 on: October 14, 2008, 02:49:35 PM »
Quote from: Garf83 on October 14, 2008, 02:43:06 PM
货比三家。

Hi all

Liberty & GE are good.
There is one Good agent that i know of, just renew car ins with him, he do everything for us. + sign up insurance policies with him last wkend.
Anyone want to get to know the Best agent in sg, please pm me.

Regards.
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Offline Ying

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Re: AIG assess $$$
« Reply #18 on: October 14, 2008, 03:41:45 PM »
If your parent hit 50% NCD for many year liao then ask them to transfer NCD to you lah, they still pay lower premium due to age and clean claim history. You pay the different for them and you still have some saving.
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Offline iagree

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Re: AIG assess $$$
« Reply #19 on: October 14, 2008, 05:34:57 PM »
Quote from: Ying on October 14, 2008, 03:41:45 PM
If your parent hit 50% NCD for many year liao then ask them to transfer NCD to you lah, they still pay lower premium due to age and clean claim history. You pay the different for them and you still have some saving.

Hi Ying

NCD can transfer?
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