Singapore Nissan Owners Group
Nissan Car Lounge - Almera, Juke, Latio, Qashqai, Sylphy, Teana Owners => Latio => Topic started by: arias48 on October 13, 2008, 05:18:43 PM
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Anyone registered ur car after 20th Sep 08 and take up TCM's AIG insurance, what is ur AIG insurance assess? Mine is $600, thought is $500?
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Anyone registered ur car after 20th Sep 08 and take up TCM's AIG insurance, what is ur AIG insurance assess? Mine is $600, thought is $500?
Think the amt varies for diff people... depends on your drive exp, age, occupation, etc.... mine was $3k....
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Think the amt varies for diff people... depends on your drive exp, age, occupation, etc.... mine was $3k....
SERIOUS? 3K assess is alot leh......
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Wah $3k excess? Very high leh.
Mine is also $600. Worse than the NTUC plan I used previously. I was with AIG for 2 years for my previous ride, on the 3rd year it quoted me almost the same as my 2nd year quote even after all the discounts, citing cost increase as the reason. Fed up with AIG, I checked around and found NTUC quoting $300 cheaper. Think I will go back to NTUC after my 1st year insurance is up.
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there's new rules being implemented.
New/Young/Inexperienced drivers will have to pay higher excess, amount and actual age will depends on which insurance company u r with.
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there's new rules being implemented.
New/Young/Inexperienced drivers will have to pay higher excess, amount and actual age will depends on which insurance company u r with.
How do u consider as new/young/inexperienced driver? I got my license in year 2000, but this is my first time owning a car, no NCD, consider new/young/inexperienced driver?
So meaning difference drivers may have different excess based on age? (If is AIG)
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Think the amt varies for diff people... depends on your drive exp, age, occupation, etc.... mine was $3k....
You referring to your insurance premium $3000 right ? It already very high. Don't think you are referring to excess value. :smile:
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You referring to your insurance premium $3000 right ? It already very high. Don't think you are referring to excess value. :smile:
u also find it unbelivable rite! my premium as well as excess was 3k... thtz y the last accident.. i must vomit out 2.5k myself.. :crycry:
They told me itz cuz i was p plate.. and was 22 when i bought the car... so premium and excess very high...
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u also find it unbelivable rite! my premium as well as excess was 3k... thtz y the last accident.. i must vomit out 2.5k myself.. :crycry:
They told me itz cuz i was p plate.. and was 22 when i bought the car... so premium and excess very high...
u should have tried to purchase the car and insurance under ur parents' name instead.
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u should have tried to purchase the car and insurance under ur parents' name instead.
Thought of it b4.. but they kind of disapproved me in getting a car... and were not confident that I can manage financing it cuz they think i am still a little girl.. so i bought w/o them knowing initially... :D
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Thought of it b4.. but they kind of disapproved me in getting a car... and were not confident that I can manage financing it cuz they think i am still a little girl.. so i bought w/o them knowing initially... :D
u win!
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mine is $600 excess under AIG also. increase of $100 :out: old car only $500 excess :weep:
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u also find it unbelivable rite! my premium as well as excess was 3k... thtz y the last accident.. i must vomit out 2.5k myself.. :crycry:
They told me itz cuz i was p plate.. and was 22 when i bought the car... so premium and excess very high...
Imagine you buy a TC car and not a Latio in the first place. :scared:
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mine is $600 excess under AIG also. increase of $100 :out: old car only $500 excess :weep:
Did u asked ur SE why they increased? My SE said they just increased loh...... :out:
So no more $500 excess.... :blink:
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u should have tried to purchase the car and insurance under ur parents' name instead.
no point putting under parents' name coz if there is any accident(touch wood) by drivers other than the insured(in this case the parents), the insurance company would not pay out a single cent. and if u put parents as insured and u as named driver, the premium and excess level will be based on the youngest and most inexperienced driver ::)
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Did u asked ur SE why they increased? My SE said they just increased loh...... :out:
So no more $500 excess.... :blink:
it is insurance companies' "privilege" to increase premium/excess. They had claimed that last year was a bad year for them as they sufferred losses due to high claims amount. Thus we see an increase in premium and excess for all motorists across all companies.
there are always cheaper quotes around. juz need to spend some time to source for them. 4get abt AIG except for the 1st year as TCM tied up with them for all their new cars. :nonod:
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货比三家。
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货比三家。
Hi all
Liberty & GE are good.
There is one Good agent that i know of, just renew car ins with him, he do everything for us. + sign up insurance policies with him last wkend.
Anyone want to get to know the Best agent in sg, please pm me.
Regards.
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If your parent hit 50% NCD for many year liao then ask them to transfer NCD to you lah, they still pay lower premium due to age and clean claim history. You pay the different for them and you still have some saving.
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If your parent hit 50% NCD for many year liao then ask them to transfer NCD to you lah, they still pay lower premium due to age and clean claim history. You pay the different for them and you still have some saving.
Hi Ying
NCD can transfer?
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Can, parent to children or between spose. Malaysian to Singapore also can!
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it is insurance companies' "privilege" to increase premium/excess. They had claimed that last year was a bad year for them as they sufferred losses due to high claims amount. Thus we see an increase in premium and excess for all motorists across all companies.
that's wat the SE said lor :out:
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I was in insurance underwriting before and I can tell you the alarming numbers of exhorbitant and fake claims are the main culprit.
Blame the increase of premiums on those black sheep workshops that send their COE cars on the road and highways to deliberately cause a chain collission. That's a multi million dollar business for them.
Car owners who collaborate with workshops to cause further damage to their cars to inflate the claims, and make false medical claims should also be shot for their selfish acts.
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I was in insurance underwriting before and I can tell you the alarming numbers of exhorbitant and fake claims are the main culprit.
Blame the increase of premiums on those black sheep workshops that send their COE cars on the road and highways to deliberately cause a chain collission. That's a multi million dollar business for them.
Car owners who collaborate with workshops to cause further damage to their cars to inflate the claims, and make false medical claims should also be shot for their selfish acts.
Scary, I thought this can only be found in Malaysia. :w00t:
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Imagine you buy a TC car and not a Latio in the first place. :scared:
Turbo charged (TC) cars and N.A. cars are in 2 different leagues altogether.
TC cars and coupes tend to command higher premiums compared to N.A. family saloons like Nissan Latio.
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Turbo charged (TC) cars and N.A. cars are in 2 different leagues altogether.
TC cars and coupes tend to command higher premiums compared to N.A. family saloons like Nissan Latio.
Is there a difference between Brands also (assuming same CC), eg Honda vs Toyota vs Nissan?
Heard that Honda cars pay higher premium.
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Is there a difference between Brands also (assuming same CC), eg Honda vs Toyota vs Nissan?
Heard that Honda cars pay higher premium.
I think there is difference premium between brands.